Fire Cover

As a policy holder, it is your responsibility to ensure that your assets [possessions] are insured for the right perils and amounts. It is advisable therefore that you look at the terms and conditions of your insurance policy to check the adequacy of the cover. If you have any questions, please feel free to ask to speak to a representative and we'll help you out.

Did you know… Dynamic Insurance Brokers has Offices in four countries? As part of our vision to expand, we have offices in…

Botswana
South Africa
Zambia
And Ghana

FIRE COVER

Policy provides cover for buildings, [other than residential factories, workshops including all assets [stock, raw material equipment and machinery]

The basic risks covered against are;
Fire, lightning and explosion.

Cover may be extended to include allied perils and these are;
Storm, wind, floods, hail, snow
Impact by vehicle, trees
Impact by aircraft and aerial devices.

BUSINESS INTERRUPTION

Cover is for consequential loss [loss of profit due to reduction in turnover and or increase in cost of working] following an interruption of the business by a loss which is indemnificable under fire and allied perils. The indemnity period which is the time it would reasonable take the insured to reinstate the business has to be carefully ascertained.