Accident Cover

As a policy holder, it is your responsibility to ensure that your assets [possessions] are insured for the right perils and amounts. It is advisable therefore that you look at the terms and conditions of your insurance policy to check the adequacy of the cover. If you have any questions, please feel free to ask to speak to a representative and we'll help you out.

ACCIDENT COVER

BUSINESS INTERRUPTION
Cover is for consequential loss [loss of profit due to reduction in turnover and or increase in cost of working] following an interruption of the business by a loss which is indemnificable under fire and allied perils. The indemnity period which is the time it would reasonable take the insured to reinstate the business has to be carefully ascertained.

BURGLARY
The policy is designed to cover loss or damage to property in the building as a result of theft accompanied by forcible and violent entry or exit. Theft cover can be arranged on first loss basis.

MONEY
The scope of cover is for loss of damage to money whilst on the premises, in safe, in transit and with collectors salesmen including directors. There is usually a limit specified on the loss. It is essential for the client to note the required specification for the safe. It should be emphasized that money stolen from unattached vehicle is not covered.

GOODS IN TRANSIT
The cover is on all risk basis, for loss of or damage to goods being transported.
All the consignments are insured subject to the limit per vehicle or any one loss.