Motor Cover

As a policy holder, it is your responsibility to ensure that your assets [possessions] are insured for the right perils and amounts. It is advisable therefore that you look at the terms and conditions of your insurance policy to check the adequacy of the cover. If you have any questions, please feel free to ask to speak to a representative and we'll help you out.

MOTOR INSURANCE & UNDERWRITING

MOTOR INSURANCE
Broadly speaking, there are three categories or types of motor insurance cover available in Botswana, namely:

Third party only
Third party, fire and theft
Comprehensive

THIRD PARTY ONLY:
This type of policy will provide cover for liabilities to third parties for bodily injury or death and property damage. There is usually a limit on indemnity arising from any one incident.

THIRD PARTY, FIRE & THEFT (TPF and T):
This type of cover, in addition to third party cover already described, indemnifies the insured for loss or damage to his or her vehicle caused by fire or theft, actual or attempted.

It is usual to include loss or damage caused by unauthorized use of the vehicle under a TPF and T policy. If the vehicle is damaged whilst in the hands of thieves or during the course of an attempted theft, the ‘theft’ section of the policy will commit the insurer to pay the cost of repairing such damage.

Did you know… Dynamic Insurance Brokers has Offices in four countries? As part of our vision to expand, we have offices in…